Who provides on-the-spot short term loans for up to 50 percent of an item's estimated value?

Choose one answer.
a. pawnbroker
b. credit card
c. ATM
d. payday loan

a.
pawnbroker A person who provides on-the-spot short term loans for up to 50 percent of an item's estimated value is also known as the pawnbroker.
The person lends money with an interest provided the a property be deposited and will be taken back after a specified period of time with the payment together with the interest.
This is more common to jewelries wherein someone pawns his/her jewelry in the pawnshop and will redeem it after a specific time provided the payment is completed.