Haddie wrote a check to the grocery store for $156.00.

However, when she looks at her check register later that night, she sees she only has $122.66 in her checking account.
Haddie has opted in to the standard overdraft practices at her bank.
How many fees is Haddie likely to pay for writing the check?

Depends on the banks policy.
My bank is pretty good, and with my opt in overdraft protection, there are no incurred fees.